We are specialists in mortgaging and remortgaging, and in particular mortgages for people with adverse credit history. We are a completely free and independent service. This means that not only does it not cost you anything to seek our advice, it also means that we have no incentive to sell you a particular product or recommend a particular lender. Our aim is to make the whole process of buying or remortgaging your home as straightforward and stress free as possible.

Adverse Credit Mortgage

An adverse credit mortgage, known in the industry as a sub prime or non-standard mortgage, is one that is specially tailored for people who have an adverse credit history. It is sometimes also referred to as a non-status mortgage or bad credit mortgage. Having a poor credit history could mean that you have experienced county court judgments, mortgage arrears or even bankruptcy in the past.
Or it could be that you have made a minor mistake such as a late payment which you did not realise was significant. Finding yourself in a position where you have an adverse credit rating is easy, and there are many people in this situation.
If you do fall into the category of having an adverse credit rating when lenders come to do a credit check on you, it may make it difficult for you to be approved for a mortgage.

Just because you have a poor credit history does not mean you cannot get a mortgage. There are many lenders that specialise in lending to people in these situations. Every month we help hundreds of people find a great mortgage deal. If you want to apply for an adverse credit mortgage you can do so here as we specialise in providing non-standard mortgages. Complete our ‘no obligation’ application form today.

Click here to send us your adverse mortgage requirement details

We are the complete online mortgage resource for people looking into mortgaging or remortgaging a residential property in the UK. We specialise in mortgages for people with an adverse credit history, remortgages and buy to let mortgages.

As specialists in the Adverse Status Market, we are often able to assist clients considered 'Unsuitable' by other Lenders.

    Including:
  • Difficulty proving income
  • Self-certification
  • Poor credit history
  • Discharged bankrupt
  • High income multiples required
  • We consider all types of purchase and re-mortgages, including residential, council house, residential investment, etc
  • Non-traditional construction
  • Elderly
  • No upfront fees

    Click here to send us your mortgage requirement details
 
 

THE OVERALL COST FOR COMPARISON IS 8.9% APR
The rate is variable and based on a usual case, including fees of £2,200.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE..